Blog: Long Term Care
Moving Tips for Seniors by Lauren Berkowitz, Cheerful Transitions
Daunting. Overwhelming. Frustrating. The thought of moving almost always evokes these negative feeling when people consider the myriad tasks involved. No matter your age moving is always stressful. For older adults relocating is all the more challenging since they are usually downsizing into a smaller apartment, condominium or senior living community. Often there is no…
Should You Pay A Caregiver Under the Table or Use a Registry?
At some time you or your parents may need home health services due to an illness, accident or disease so that you can heal in your own home. The first question you will probably ask (if you don’t have a long term care insurance policy) is ‘how much will it cost me?’ While price is…
Don’t Make These 7 Medicaid, Long Term Care Planning Mistakes
Proper planning is required to obtain Medicaid assistance. When people encounter chronic illnesses and face depleting financial resources, consulting with a certified elder law attorney will help you avoid long term care planning and asset preservation pitfalls: Transferring the house: People who transfer their home to their children will find themselves ineligible for Medicaid. The…
Tips for Choosing a Nursing Home for Your Loved One
While no one ever envisions themselves moving to a nursing home, sometimes a change in medical condition and finances may lead to that as an option. Whether you are shopping for a car or choosing a nursing home, you want to do your homework. If you do not know anything about nursing homes it can…
Stop! Don’t Disinherit Your Spouse Who Needs Long Term Care
STOP! DON’T DISINHERIT YOUR SPOUSE JUST BECAUSE THEY REQUIRE LONG-TERM CARE Today we see more chronic illnesses (i.e. Alzheimer’s disease; Parkinson’s disease; dementia) that are causing people to provide care or seek long-term care services for an incapacitated spouse. Chronic illness can trigger the fear of impoverishment or the fear of outliving one’s money. When…
Long Term Care Planning: Divorce Is Not Your First Option
A hotly contested issue in the Florida Legislature this month concerns spousal refusal. ‘Spousal refusal’ is both a federal and state law that enables a married person to obtain Medicaid assistance when one spouse refuses to make their assets available to the spouse who requires long-term care. The person applying for Medicaid must sign a form that assigns…