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Climate Change may Cause us to Rethink Prepping for Hurricanes and Consider Working with a Public Adjuster

Public Adjusters are licensed and insured professionals who assist policyholders with their insurance claims.”Public Adjusters stand up for policyholders.” They know and understand how to evaluate the damages, caused by many different forms of losses that can occur to a person’s home or property; they understand how insurance policies work. From pipe-breaks to hurricanes, sink…

Your Misconception About the ‘Medicaid will take the house’ idea could land you in prison.

It is not unheard of for children or grandchildren to move into an elder’s home because they are not financially stable or they are going through a divorce. However, if those relatives become a caregiver to the elder that owns the home they must put the elder’s needs above their own personal interests (i.e. fear of losing…

AHCA’S Attempt to Reach a Medicaid Recipient’s Tort Recovery is Thwarted.

On July 5, 2018 (how appropo one day after Independence Day) the Florida Supreme Court ruled that under federal law AHCA may only reach the past medical expenses portion of a Medicaid recipient’s tort recovery to satisfy its Medicaid third party liability lien. See Giraldo v. ACHA (No. SC17-297). This ruling now resolves the conflict between the Second…

It is important to have legal documents in place that create a management system in the event of incapacity.

Our clients know how important it is to have legal documents in place that create a management system in the event of incapacity. That is the first of several very important planning steps. Equally important is to learn to be a strong and zealous advocate. The word „advocate‟ means a person who pleads a case…

A Special Needs Trust For A Young Man Who Lost His Medicaid And SSI Benefits

If you you or a  friend has a family member that is a child with a disability you probably know the challenges it presents.  When a person with a disability is receiving Medicaid and/or SSI benefits and receives money (from a lawsuit or inheritance) it can unintentionally cause the child to lose government benefits. We were invited by a…

The Invaluable Benefits of a Well Drafted Durable Power of Attorney.

This month’s ‘Tips and Tales’ focuses on the invaluable benefits of a well drafted Durable Power of Attorney. Tale:   Jane Smith was involved in a catastrophic automobile accident.  Although rendered a paraplegic her cognitive abilities were not affected.  Since she was able to speak and communicate it was not necessary to pursue legal guardianship in order for her to…

Tips To Organize Your Affairs For 2018

As we welcome this new year and new opportunities why not organize your legal and financial affairs? It benefits you, your family as well as your advisors who guide you through legal, tax and investment issues. Here are some tips: Contact your banks and have them confirm whether you have designated beneficiaries and who they are Contact your retirement…

Why Estate Planning and Medicaid Planning Take Different Paths

Clients frequently ask “Doesn’t my revocable trust protect my assets if I get sick and require long term care services?”  Clients are surprised when the answer is that their revocable trust assets, which they control, are countable if the client has a chronic illness and wants to apply for Medicaid. Clients want to stay in control of their…

Failure to Report Settlement to Social Security Results In Woman Facing 15 years in Federal Prison

It’s been a long time since we have seen this scenario and surprising that it still happens. You need to know if your client receives government benefits. Inform them the settlement can affect their entitlement, and encourage them to meet with me to obtain the best planning advice. Scenario: a child is injured during the birth…

Law Office of Stephanie L. Schneider, P.A.