Blog: News Clients Could Use
How To Use Your Home Equity To Improve Your Retirement
By Hope Rivera Many Americans spend their entire working lives saving for retirement. Everyone knows the significance of funding their 401k, stashing some money away in securities, and investing in real estate. The question is: how do you use those investments once you retire in order to supplement your income? There are many ways to…
Family Photos: The Making of a Legacy
By Paul McDermott Life is made up of many special moments that you may want to preserve in photos. Photographs should be fun and tell a story. Holidays are a popular time to capture you, your family or even your pet to share with friends and loved ones. These special moments live on in your photographs. Here…
When Can You Delay Taking Medicare?
You are generally eligible for Medicare when you are 65. You might not want to enroll if you are working full time for a larger employer or contributing to a health savings account. However, there can be penalties if you don’t sign up at the right time. It is important to know when you can…
The SMART Ride Is Here! HIV/Aids… Has Not Left The Building
By Glen Weinzimer Did you know? New cases of HIV are on the upswing in Florida? Those at greatest risk and who are getting infected at an alarming rate are ages 18-24, and seniors? Minorities are disproportionately affected? You do not have to be gay to get HIV? You can impact change. Meet Glen Weinzimer…
Dentistry and the Senior Patient
by Dr. Alfred G Bove’, DMD You cannot listen to the news without hearing about the latest improvements which make our lives healthier and longer. Technological advances in medicine and pharmacology leave us with the following question…so we are living longer but what changes occur with living longer lives? Dentistry, since its early onset as…
Tips for Qualifying for Veteran Pension (Aid & Attendance)
In the past I have written about the eligibility rules for Veteran Aid & Attendance benefits (also known as pension). Aid & Attendance is a monthly cash benefit intended to be used to pay for medical related expenses not covered by Medicare or private insurance (i.e. home health services). The VA provides the benefit for…
Options to Deal with Defaulted Federal Student Loans
By Jonathan Leiderman, Esquire Generally, if your federal student loan is between 1 and 270 days late, it is “delinquent” (other than Perkins loans, which are in “default” after the first day of non-payment). After 270 days of non-payment, your federal student loan is in “default”. If your federal student loan is close to being…
Elder Law Attorneys Oppose Rules Change to VA Pension Program
On March 25, 2015 Bryant Jordan of Military.com reported: A national organization of elder law attorneys on March 17 filed a 27-page letter with the VA arguing why the department should not make proposed changes to rules for a pension program for low-income veterans aged 65 and older. The VA wants the rules tightened up to ensure that the…
Healthcare Decisions vs. “Death Panels”
MSN Money contributor Anthony Mirhaydari discusses the country’s debt problem as it relates to healthcare and more specifically the cost of Medicare [given the growing number of retiring baby boomers] in his article Why we need ‘death panels’. April is Healthcare Decisions month. If you haven’t already done so, we suggest that you communicate your end of life wishes…
Top Ten Reasons Why You Should Not Rely On a Facility to Qualify Your Loved One for Medicaid
Don’t be assured that a facility where you are placing your loved one can qualify him/her for Medicaid. We understand that during these economic times everyone is more cautious about spending money. However, remember the old adage “You Get What You Pay For?” Here is how our expert counsel can guide you through long term-care planning to Medicaid approval:…