by Jo-Aynne von Born, Executive Coach Hurricane Irma was wearisome for many of us but any crises we face can be an opportunity to bring out the best in us. The critical factor is presence of mind. What is that exactly? The ability to remain calm and take quick, sensible action. If this type of…

Starting January 1, 2018 donations of $15,000.00 for the calendar year can be made to an ABLE account. This is an increase from $14,000.00. Additional good news is that Florida’s ABLE United fund is waiving its fee to open a new account. An ABLE account helps a person with a disability save their earnings or,…

How well do you think you know your entitlement to social security benefits? Entitlement to benefits is based on a variety of factors such as marital status (including remarriage). How a change in marital status impacts your benefits: SSI Benefits: If you receive Supplemental Security Income (SSI), which limits you to owning no more than $2,000.00 in countable…

By Hope Rivera Many Americans spend their entire working lives saving for retirement. Everyone knows the significance of funding their 401k, stashing some money away in securities, and investing in real estate.  The question is:  how do you use those investments once you retire in order to supplement your income? There are many ways to…

Do it right from the beginning. Powers of attorney need to be tailored to your needs to address all of your assets and income sources. If you believe a durable power of attorney is just a “form”, you may find this to be an incorrect and expensive assumption. An improperly drafted durable power of attorney…

Twas the night before settlement at your client’s house where a special needs loved one was beginning to grouse. The elder law attorney advised them Beware! That a special needs trust needs special care. Families and lawyers must know in their heads that equipment is needed like hospital beds Lawyers ran to the courthouse; a settlement–…

By Paul McDermott Life is made up of many special moments that you may want to preserve in photos. Photographs should be fun and tell a story. Holidays are a popular time to capture you, your family or even your pet to share with friends and loved ones. These special moments live on in your photographs. Here…

You are generally eligible for Medicare when you are 65. You might not want to enroll if you are working full time for a larger employer or contributing to a health savings account. However, there can be penalties if you don’t sign up at the right time. It is important to know when you can…

By Glen Weinzimer Did you know? New cases of HIV are on the upswing in Florida? Those at greatest risk and who are getting infected at an alarming rate are ages 18-24, and seniors? Minorities are disproportionately affected? You do not have to be gay to get HIV? You can impact change. Meet Glen Weinzimer…

People diagnosed with Multiple Sclerosis, at any age, are affected by the disease on many different levels: physically, possibly cognitively in the later stage of the disease, in their close relationships and potentially their employment ability. The earlier that people create a legal plan the greater likelihood they can remain independent and autonomous in their decision-making. Individuals…